Adaptive Decision Architectures in Financial Ecosystems: Integrating Propensity Modeling, Causal Inference, And Intelligent Risk Governance . SciQuest Research Database, [S. l.], v. 5, n. 12, p. 110–117, 2025. Disponível em: https://sciencebring.org/index.php/sqrd/article/view/128. Acesso em: 18 mar. 2026.